Conventional

Conventional loans are not backed by and government organization, and represent approximately 2/3 of all mortgages in the United States.  These loans are generally offered to buyers with higher credit scores, and can be approved with down payments as low as 3%.  Convention loans can be used to purchase primary, secondary, and investment properties.  Get pre-approved for a conventional loan with BK Mortgage Consulting.

Down Payment Assistance

We offer an array of down payment assistance programs to cover some or all of your down payment and/or closing costs.

FHA Loan

FHA mortgage loans are insured by the United States Governments Federal Housing Administration. They require lower minimum down payments and credit scores than many conventional loans and are designed for borrowers with low-to-moderate income.

Home Possible & Home Ready

Freddie Mac Home Possible  and Fannie Mae Home ready finance programs offer a low down payment mortgage option with stable mortgage payments and fixed interest rates for first-time home buyers and borrowers with lower income.

Jumbo Loans

No need to procure multiple conforming loans.  BK Mortgage can help you secure a jumbo loan up to 2.5 million dollars to purchase the luxury property of your dreams.

Purchase Loans

Whether it’s your first home or your dream home we can match you with a home loan to satisfy your family’s needs.  Purchase loans can be used to purchase primary residences, or investment properties.  At BK Mortgage we offer conventional, FHA, VA Loans and more.

Refinance Loans

Replace your current mortgage with a new one from BK Mortgage consulting. Lower your interest rate/payments, and get cash out of the equity in your home.  You can use the money for things like home improvements, consolidation of bills, and more.

 USDA loans

Homebuyers in certain suburban and rural areas with moderate to low income may be eligible for 100% mortgage financing with these loans which are backed by the U.S. Department of Agriculture.

VA Loans

Home loans backed by the United States Veterans Administration are available for Qualified Veterans, Active Duty, Reserves & National Guard Personnel.  They offer low/zero down payments and low interest rates.